PNC Solutions for Agriculture

Your cash flow cycle can be inconsistent and unpredictable. Whether you need financing for crops, livestock, or major equipment purchases, PNC has solutions to make your business more predictable.[1]

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Reach out to an Agriculture Banker


Agriculture is an industry with unique banking needs due to cash flow seasonality and marketplace cycles.

A custom banking approach is necessary to keep your cash flow consistent and predictable. Whether you're a lifestyle farmer, own a small farm, operate a large commercial farm, or run an agri-business, PNC has the products, services and experience to help you achieve your goals.

Article

Michele's Granola: Manufacturing Goodness One Batch at a Time

Founder and Owner of Michele's Granola discusses how she turned her granola-making hobby into a successful business.

Article

Build a Successful Multigenerational Farm Through a Team Approach

To increase the chances that your farm will be part of your family’s future, embrace communication today.

Business Profile

The Chef's Garden

When a local, European-inspired chef approached Lee Jones at a farmer’s market in Ohio in the 1980s, he and his family had no inkling that their business was about to transform into a globally renowned brand catering to the specialized produce needs of chefs.

Business Profile

ARC Ferns – Thriving Through Specialization

Each year, ARC Ferns produces more than 10 million fern liners for growers, nurseries and resellers throughout the country.

Article

5 Tips for Preparing for Your Annual Financial Review

An annual financial review helps you see where your farm stands today and make plans to keep it running strong over the short and long term.

Understanding Agriculture Production

PNC is one of the Top 20 agriculture banks in the nation[2] and has supported the industry for many years. You require bankers that understand how a farm or agri-business operates, in addition to the market trends that may impact your business and financial stability. At PNC, we have a dedicated staff of agricultural bankers devoted to keeping your farm or agri-business running smoothly and profitably. Our sales team is committed to building solid, long-term relationships with agriculture producers and agri-businesses.

PNC is also dedicated to the communities where agriculture producers work and live through our close working relationships with agricultural associations and local extension offices, in addition to supporting county fairs and industry specific conventions.

Improve and Regulate Your Cash Flow

Your cash flow cycle can be inconsistent and unpredictable. We understand the unique challenges your business faces and the special role that cash flow plays in your success. To help you succeed we provide an array of solutions to optimize your business cash flow.Whether you need financing for crops, livestock, or major equipment purchases, PNC has solutions that make your business more predictable, including flexible repayment schedules[1]. Additionally, we can help accelerate the collection of receivables, monitor and project cash, and improve the ways you make payments. We also offer a full suite of online tools and reporting for easy account analysis. Explore all of these solutions in more detail below.

Understand, Project, Act

The health of your business depends on your ability to analyze performance and confidently make decisions that will help you achieve your goals. With Cash Flow Insight®, you can visualize your cash flow week-to-week, month-to-month and even year-to-year with innovative views so you can see trends that may help with future projections. See how it works »

Start with the Right Business Checking Account

PNC offers business checking accounts with features for the needs of your farm or agri-business.

Talk to us about your agriculture business, where you want it to go, and how we can help you get it there. Your PNC Agricultural Banker will identify key components of your business' revenue cycle, and help you select the options best suited for your needs.

News & Insights

Ideas to help you get the most out of your day and keep your business moving forward.

Growing Your Business

Michele’s Granola: Manufacturing Goodness One Batch at a Time

Founder and Owner of Michele's Granola discusses how she turned her granola-making hobby into a successful business.

5 min read

Business Planning

How to Transition Your Family Business to a New Generation

Overcome the obstacles you may face when transferring your family business to the next generation. Starting early is your first step!

5 min read

Growing Your Business

Farmers Collaborate with World-Class Chefs on Extraordinary Produce

Taking on a challenge others had already declined transforms a family farming business into a globally renowned brand growing specialty produce for chefs.

2 min read

Associated Products & Services

Cash Flow Insight®

Manage your business's cash flow with efficiency, control and insight. See your business performance, plan for what's coming, track your expenses.

Learn How »

Small Business Checking Accounts

Every business needs a good foundation, starting with a PNC business checking account. Browse our accounts and use our selector tool to find the account that fits your business needs.  

Browse Accounts »

Which Line of Credit Works for You?

Compare our Business Lines of Credit to find the one best suited to your business needs.  

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Important Legal Disclosures and Information

  1. All loans and lines of credit subject to credit approval and require automatic payment deduction from a business checking account. Origination and annual fees may apply.

  2. As reported by the FDIC, based on aggregate loan volume.

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Cash Flow Insight is a registered mark of The PNC Financial Services Group, Inc.

Banking and lending products and services and bank deposit products are provided by PNC Bank, National Association (N.A.), a wholly-owned subsidiary of The PNC Financial Services Group, Inc. and Member FDIC.

Read a summary of privacy rights for California residents which outlines the types of information we collect, and how and why we use that information.