Middle Market Companies

Comprehensive and Flexible Senior Secured Financing

For more than 20 years, mid-sized companies across a vast array of industries in the UK, U.S. and Canada have counted on the consistency, experience, and expertise of PNC Business Credit to get the deal done.

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Financing for the Events that Drive Your Business

Across a wide variety of industries, PNC Business Credit provides lending solutions from £5 million to £250 million that maximise access capital for acquisitions, refinancings, recapitalisations, turnarounds, expansions and more.

Acquisition

Over half of our annual loan activity supports a wide variety of acquisitions, including:

  • Horizontal and vertical acquisitions
  • Leveraged buy out
  • Management buy out
  • Spin off
  • Corporate carve out
  • Private equity acquisitions

Expansion

Leveraging your assets to drive additional capital can power your growth plans, including:

  • New product development
  • Geographic expansion
  • Entry into new markets
  • New customer acquisition

Recapitalisation

Your capital structure involves balancing debt and equity. It means juggling revolver, term, senior vs. sub debt, equity, mezzanine and other variables. Our extensive expertise can help with:

  • Dividend recap
  • Realignment of term & revolving debt
  • Support of liquidity events
  • Any other increase, repayment or consolidation of shares
  • Debt financing

Turnaround

Senior Secured Financing plays an important role when firms are recovering from challenging circumstances. These situations may include:

  • Covenant breakage or limitation
  • Cash flow obstacles
  • Customer concentration issues
  • Supply Chain Disruption

Top 3 Middle Market Asset Based Lender

in 2018 — for both number of deals and commitment volume [1]

 

We Get the Deal Done

At PNC Business Credit, “Done Deal” is not just a tagline. It’s who we are.

Consistent, creative, reliable capital in all phases of the business cycle, delivered by leading dealmakers who are experts in their field. With us, it's more than confidence of execution. It’s a Done Deal.

 

 

£7,040,000

Revolving Line of Credit
& Term Loan

Wine Producer


View Case Study »

 

 

£50,000,000

Revolving Line of Credit
& Term Loan

Farming Supplies



 

 

£10,500,000

Revolving Line of Credit

Wine Producer


View Case Study »

Lending Solutions

Comprehensive and flexible lending solutions that reach beyond traditional Asset-Based Lending.

Senior Secured Financing

Leveraging your assets to power growth can offer greater, more flexible, access to capital. For more than 20 years, we have been a consistent, reliable lender to mid-sized companies through good and bad economies, in a variety of scenarios. Whatever your business, whatever challenges and opportunities you are facing, we deliver optimal levels of finance to power your success.

Junior Secured and Second Lien Lending

Steel City Capital Funding is a specialty finance company serving middle-market companies and private equity sponsors across the U.S. and Canada. When creative financing alternatives are required, we can be a ready source of capital for growing businesses. Learn more »

International Capabilities

When capital solutions are needed to grow your business, or are required across borders, PNC Business Credit offers international finance capabilities for companies in the UK, U.S. and Canada. Learn more about our international lending capabilities.  U.S.   |   Canada

Technology Finance

The Technology Finance group at PNC Business Credit has developed capital solutions that can help meet growth and financial objectives of companies with recurring revenue. If you are a sponsor-backed enterprise software or technology-enabled company, we may be able to offer you senior debt based on the intrinsic value of established recurring revenue streams. Learn more »

Unitranche Lending

For more than 10 years, our experts have delivered unitranche lending structures that simplify the process and improve economics between multiple lenders of term and revolving debt in the capital structure.


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$44+ Billion

In commitments under management across the enterprise

500+ Deals

In the last 3 years across
PNC Business Credit

 40+ Offices

Providing comprehensive coverage across the UK, U.S. and Canada

Want to learn more? Check out our latest brochure »

Contact Us

For Mid-Sized companies and Private Equity firms looking to secure working capital and term financings, ranging from £5 million to £250 million and beyond, connect with one of our leading dealmakers today.

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